دستورالعمل توزیع بیمه

عنوان فارسی:      دستورالعمل توزیع بیمه: یک تحلیل حقوقی

عنوان انگلیسی:    Insurance Distribution Directive: A Legal Analysis

This open access volume of the AIDA Europe Research Series on Insurance Law and Regulation offers the first comprehensive legal and regulatory analysis of the Insurance Distribution Directive (IDD). The IDD came into force on 1 October 2018 and regulates the distribution of insurance products in the EU. The book examines the main changes accompanying the IDD and analyses its impact on insurance distributors, i.e., insurance intermediaries and insurance undertakings, as well as the market. Drawing on interrelations between the rules of the Directive and other fields that are relevant to the distribution of insurance products, it explores various topics related to the interpretation of the IDD – e.g. the harmonization achieved under it; its role as a benchmark for national legislators; and its interplay with other regulations and sciences – while also providing an empirical analysis of the standardized pre-contractual information document. Accordingly, the book offers a wealth of valuable insights for academics, regulators, practitioners and students who are interested in issues concerning insurance distribution.

• The first-ever book to provide a thorough legal and regulatory analysis of the Insurance Distributive Directive
• Offers comprehensive information on the changes accompanying the Insurance Distribution Directive
• Describes the interrelations between the rules of the Directive and other disciplines that are relevant to the distribution of insurance products

1. Insurance Distribution Directive and Cross-Border Activities by Insurance Intermediaries in the EU
2. Information Duties Stemming from the Insurance Distribution Directive as an Example of Faulty Application of the Principle of Proportionality
3. The Contribution of Product Oversight and Governance (POG) to the Single Market: A Set of Organisational Rules for Business Conduct
4. The IDD and Its Impact on the Life Insurance Industry
5. Insurance-Based Investment Products: Regulatory Responses and Policy Issues
6. The Notion of “Employee” in the IDD: A Harmonized Interpretation Based on the EU Law
7. Ensuring the Customer’s Best Interest in the Polish Insurance Market
8. Insurance Distribution Carried Out by Insurers in Spain
9. Enaction of Chapter VII of the Insurance Distribution Directive: What Can Member States Learn from the Enforcement Failures of the United States?
10. What Can the Insurance Distribution Directive “Offer” the South African Microinsurance Model?
11. The Interplay Between the GDPR and the IDD
12. Regulating Telematics Insurance
13. Considering the IDD Within the EU Legal Framework on ADR Systems
14. IDD and Distribution Risk Management
15. Redefining Product Management: IDD’s Perspective
16. The Reality of the Promised Increase in Customer Protection Under the Insurance Distribution Directive